National Association of Home Builders Economic Research Blog
Mostly Unchanged Demand, Lending Conditions for Residential Mortgages in First Quarter
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Lending standards and demand for most types of residential mortgages were essentially in the first quarter of 2026, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS). ...
Residential Construction Input Prices Move Higher In April
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Prices rose across a host of goods and services used in residential construction. Rising energy prices were the primary driver, but transportation service prices also rose at their fastest pace ...
Delinquencies Holds Steady in First Quarter of 2026
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Consumer loan delinquency rates continued to normalize in the first quarter of 2026 as pandemic-related disruptions diminished and credit conditions moved closer to historical norms. According to the latest Quarterly ...
Inflation Outpaced Wage Growth in April
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Inflation accelerated to a nearly three-year high in April, driven by continued increases in energy costs from the Iran war. Energy costs drove more than 40% of the monthly increase, ...
Consumer Credit Accelerated in Q1 2026
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In the first quarter of 2026, consumer credit grew at a slightly faster pace than in years prior amid positive yet sluggish economic growth and rising inflation pressure. According to ...
Existing Home Sales Edged Up Slightly in April
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Existing home sales edged up in April after reaching a nine-month low in March, but sales remained at historically low levels. Elevated mortgage rates and reignited inflation driven by the ...
Residential Building Worker Wages Remain Soft in Early 2026 Amid Slower Housing Activity
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Wage growth for residential building workers remained subdued during the first quarter of 2026, reflecting continued softness in housing construction activity and easing labor demand. According to the latest data ...