National Association of Home Builders Economic Research Blog

Credit for Builders Tightens in the First Quarter, But Only Slightly
Credit for Builders Tightens in the First Quarter, But Only Slightly
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Credit conditions on loans for residential Land Acquisition, Development & Construction (AD&C) were still tightening in the first quarter of 2026, but only slightly, according to NAHB’s quarterly survey on ...
Single-Family Permits Continue to Weaken in Early 2026
Single-Family Permits Continue to Weaken in Early 2026
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Residential construction permitting activity presented a mixed picture through the first quarter of 2026, as weakness in the single-family market contrasted with continued strength in multifamily development. Elevated financing costs, ...
Mostly Unchanged Demand, Lending Conditions for Residential Mortgages in First Quarter
Mostly Unchanged Demand, Lending Conditions for Residential Mortgages in First Quarter
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Lending standards and demand for most types of residential mortgages were essentially in the first quarter of 2026, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS). ...
Residential Construction Input Prices Move Higher In April
Residential Construction Input Prices Move Higher In April
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Prices rose across a host of goods and services used in residential construction. Rising energy prices were the primary driver, but transportation service prices also rose at their fastest pace ...
Delinquencies Holds Steady in First Quarter of 2026
Delinquencies Holds Steady in First Quarter of 2026
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Consumer loan delinquency rates continued to normalize in the first quarter of 2026 as pandemic-related disruptions diminished and credit conditions moved closer to historical norms.  According to the latest Quarterly ...
Inflation Outpaced Wage Growth in April
Inflation Outpaced Wage Growth in April
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Inflation accelerated to a nearly three-year high in April, driven by continued increases in energy costs from the Iran war. Energy costs drove more than 40% of the monthly increase, ...
Consumer Credit Accelerated in Q1 2026
Consumer Credit Accelerated in Q1 2026
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In the first quarter of 2026, consumer credit grew at a slightly faster pace than in years prior amid positive yet sluggish economic growth and rising inflation pressure. According to ...
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The Government Accountability Office has released a report tallying the number of homebuyers benefitting from the homebuyer tax credit. The numbers are still incomplete as the IRS continues to process submitted claims. Further, some homebuyers will not claim the credit until the end of the...

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