Eye On Housing
According to the Mortgage Bankers Association’s (MBA) fourth quarter National Delinquency Survey (NDS), on a seasonally adjusted basis, the percentage of loans past due decreased from 6.38% in the first quarter to 5.47%. State-level data of the past due loan category reveal that all states had reduced their count of past-due loans. The states that experienced the largest numerical declines… Read More ›
In the fourth quarter of 2019, the delinquency rate for mortgage loans on single-family homes1 decreased to 3.8% of all loans outstanding, according to the latest iteration of the Mortgage Bankers Association’s National Delinquency Survey. This is the lowest it has been since the series started in 1979. The delinquency rate includes loans that are at least one payment past… Read More ›
The seasonally adjusted mortgage delinquency rate declined 31 basis points during the fourth quarter of 2012, sliding to 7.09%–its lowest point in more than four years. Each of the three delinquency buckets (30, 60, 90+ days past due) registered a lower seasonally adjusted delinquency rate compared to the third quarter of 2012, but mortgages just 30 days overdue experienced the… Read More ›