National Association of Home Builders Economic Research Blog
Unchanged Lending Conditions for Residential Mortgages in Third Quarter
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Lending standards for most types of residential mortgages were essentially unchanged, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS). For commercial real estate (CRE) loans, lending ...
Adjustable-Rate Mortgage Applications Rise
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All types of mortgage activity rose on a year-over-year basis in October, supported by recent declines in interest rates. Notably, adjustable-rate mortgage (ARM) applications more than doubled from a year ...
Employment Loss and Post-COVID Recovery Across U.S. Metro Areas
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In April 2020, total payroll employment in the United States fell by an unprecedented 20.5 million, following a loss of 1.4 million in March, as the COVID-19 pandemic brought the ...
Credit Card and Auto Loan Balances Continue to Slow
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Overall consumer credit continued to rise for the third quarter of 2025, but the pace of growth remains slow. Student loan balances continue to rise as well, slowly returning to ...
State-Level Analysis of Canadian Softwood Lumber Trade
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International trade remains a source of volatility across the building materials sector, particularly in the softwood lumber market. Recent adjustments to antidumping and countervailing duty (AD/CVD) rates, combined with the ...
Remodelers on the Rise: How Renovation is Reshaping Residential Construction
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As the nation’s housing stock continues to age and new homes remain out of reach for many buyers, remodeling is capturing a growing share of the residential construction market, both ...
Which Local Markets Track National Trends the Most: 2024 Multifamily MAI
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Following the release of the 2024 single-family MAI last week, the National Association of Home Builders developed the Multifamily Market Association Index (MAI) to measure how closely multifamily building permits ...
Multifamily Developer Confidence Increases in Third Quarter, But Still in Negative Territory
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Confidence in the market for new multifamily housing increased year-over-year in the third quarter, according to the Multifamily Market Survey (MMS) released today by the National Association of Home Builders ...
Bedrooms in New Single-Family Homes in 2024
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Three-bedroom single-family homes reached their largest share of starts since 2011 and remained the most prevalent number of bedrooms among new homes. The share of starts for four-bedroom homes declined ...
The International Builders’ Show: The Leading Economic Forecast Event of the Year
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Every year, NAHB and other industry experts and economists bring their latest insights to the NAHB International Builders’ Show® (IBS). For 2026, IBS offers an unparalleled lineup of IBS Education ...
