Tag Archive for ‘lending standards’

Fed Provides Deeper Look at Lending Standards on Residential Mortgages

The Federal Reserve Board recently released its survey of senior bank loan officers. The January 2015 Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) addressed changes in the standards and terms on, and demand for, bank loans to businesses and households over the fourth quarter of 2014. The January 2015 iteration of the survey featured revised and expanded categories of… Read More ›

In 6 Months, Mortgage Standards Cost Builders 18,000 Sales

In an August survey asking single-family builders to describe mortgage lending standards in the areas where they build, well over half indicated that standards were tight or very tight.  Only 11 percent indicated that lending standards were somewhat easy and none described them as very easy. The survey took the form of special questions appended to the monthly instrument used… Read More ›

SLOOS: Mortgages See Weaker Demand and Tighter Standards

The Federal Reserve Board recently released its April 2014 Senior Loan Officer Opinion Survey on Bank Lending Practices. The survey addresses changes in the standards and terms on, and demand for, bank loans to businesses and households over the past three months. According to the household component of the April survey results, banks eased their lending standards for auto loans… Read More ›