Eye On Housing
Posting the seventh consecutive quarter of growth, the volume of residential AD&C loans outstanding expanded 2.3% for the final quarter of 2014. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. However, the stock of residential AD&C loans has been rising over the last two years. According to… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s survey on AD&C financing. In the fourth quarter of 2014, the overall net tightening index based on the AD&C survey improved (i.e., declined) from -31.0 to -35.7. The index is constructed so negative numbers indicate easing of credit; positive tightening, so… Read More ›
One factor holding back a stronger rebound in home construction has been the tight availability of acquisition, development and construction (AD&C) loans. However, the stock of residential AD&C loans outstanding has been on the rise, posting a 17% gain since the third quarter of 2013. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential AD&C… Read More ›
According to an NAHB industry survey, lending conditions for acquisition, development and construction loans continued to ease during the third quarter. In the third quarter of 2014, the overall net tightening index based on the AD&C survey improved (i.e., declined) from -22.7 to -31.0. The index is constructed so negative numbers indicate easing of credit; positive tightening, so a lower… Read More ›
One factor holding back a stronger rebound in home construction has been the tight availability of acquisition, development and construction (AD&C) loans. However, the stock of residential AD&C loans outstanding has been on the rise, posting a 16% gain since the second quarter of 2013. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s survey on AD&C financing. In the second quarter of 2014, the overall net tightening index based on the NAHB survey was -22.7, which represents somewhat less easing than in the 1st quarter 2014 when the index was -32.0. The index is… Read More ›
One factor holding back a stronger rebound in home construction has been the tight availability of acquisition, development and construction (AD&C) loans. However, recent data confirm that net lending is on the rise. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential AD&C loans made by FDIC-insured institutions rose by $1.952 billion during the first… Read More ›
One factor holding back a stronger rebound in home construction has been the tight availability of acquisition, development and construction (AD&C) loans. However, recent data confirm that net lending is on the rise. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential AD&C loans made by FDIC-insured institutions rose by $1.952 billion during the first… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s survey on AD&C financing. In the first quarter of 2014, the overall net tightening index based on the AD&C survey improved (i.e., declined) from -25.5 to -30.8. The index is constructed so negative numbers indicate easing of credit; positive tightening, so… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s survey on AD&C financing. In the first quarter of 2014, the overall net tightening index based on the AD&C survey improved (i.e., declined) from -25.5 to -30.8. The index is constructed so negative numbers indicate easing of credit; positive tightening, so… Read More ›