Eye On Housing
The volume of residential construction loans outstanding expanded 4.5% during the final quarter of 2015, marking the 11th consecutive quarter of growth. Tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction, but easing credit conditions and a growing loan base should help expand the residential building market. According to data from the… Read More ›
Builders and developers continue to report easing credit standards for acquisition, development, and construction (AD&C) loans. However, the pace of easing has slowed somewhat from previous periods. According to NAHB’s Survey on Acquisition, Development & Construction Financing, 27.7% of survey respondents on net indicated that overall lending standards on AD&C loan availability had eased in the fourth quarter of 2015…. Read More ›
The volume of residential construction loans outstanding expanded 3.9% during the third quarter of 2015, marking the tenth consecutive quarter of growth. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential construction loans made by FDIC-insured institutions… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans. On net, 30.3% of survey respondents indicated that overall lending standards on AD&C loan availability had eased in the third quarter of 2015. In the second quarter, a net share of 30.7% of survey respondents said that lending standards had eased. Since the index… Read More ›
The volume of residential AD&C loans outstanding expanded 4.7% during the second quarter of 2015, marking the 9th consecutive quarter of growth. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential construction loans made by… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s most recent survey on AD&C financing, although a separate Federal Reserve survey is trending differently. In the second quarter of 2015, the overall net tightening index of the NAHB survey was -30.7,which represents somewhat less easing than in the first quarter… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s survey on AD&C financing. In the first quarter of 2015, the overall net tightening index based on the AD&C survey was -33.7, which represents somewhat less easing than in the fourth quarter of 2014 when the index was -35.7. The index… Read More ›
The volume of residential AD&C loans outstanding expanded 4.8% during the first quarter of 2015, marking the 8th consecutive quarter of growth. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential construction loans made… Read More ›
Posting the seventh consecutive quarter of growth, the volume of residential AD&C loans outstanding expanded 2.3% for the final quarter of 2014. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. However, the stock of residential AD&C loans has been rising over the last two years. According to… Read More ›
Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans according to NAHB’s survey on AD&C financing. In the fourth quarter of 2014, the overall net tightening index based on the AD&C survey improved (i.e., declined) from -31.0 to -35.7. The index is constructed so negative numbers indicate easing of credit; positive tightening, so… Read More ›