Eye On Housing
The recently released Federal Reserve’s Z.1 Financial Accounts of the United States report (formerly known as the Flow of Funds report) shows the latest transactions in households’ balance sheets as they occurred in the second quarter of 2019. The growth in the market values of homes in the U.S. grew less proportionately to the growth in mortgages taken on them… Read More ›
Tag Archive for ‘homeowner equity’
Increase in Housing Wealth
Home owners’ equity in real estate improved as home prices continue to increase and mortgage debt expands slowly. Previous analysis of household balance sheets from the 2016 Survey of Consumer Finances (SCF) indicated that the primary residence was the largest asset category on the balance sheets of households in 2016 and it accounted for about one quarter of all assets… Read More ›
Deleveraging Continues: Household Balance Sheets Improved at the End of 2011
NAHB has been tracking two key economic variables that are critical for a robust and sustainable rebound in housing and the economy as a whole: the ratio of household net worth to disposable income (NW/DPI) and the personal savings rate. The NW/DPI ratio can be thought of as a measure of the health of household balance sheets. It tells us… Read More ›
Household Balance Sheets Deteriorate During the Third Quarter
NAHB has been tracking two key economic variables that are critical for a robust and sustainable rebound in housing and the economy as a whole: the ratio of household net worth to disposable income (NW/DPI) and the personal savings rate. The NW/DPI ratio can be thought of a measure of the health of household balance sheets. It tells us how much household wealth exists… Read More ›