Tag Archive for ‘commercial real estate loans’

Senior Loan Officer Opinion Survey Q3 2020

The Federal Reserve’s latest Senior Loan Officer Opinion Survey on Bank Lending Practices addresses changes in the standards and terms on, and demand for, bank loans to businesses and households. The lending data show a tightening of standards across all purposes , but sufficient demand-strength for gains in residential real estate. For the third quarter, significant net shares of banks… Read More ›

Q2 2020 Senior Loan Officer Opinion Survey

The Federal Reserve’s latest release of the Senior Loan Officer Opinion Survey shows banks’ lending practices and households and businesses’ demand for various classes of loans as of the second quarter of 2020. As evidenced in the survey, in the wake of the COVID-19-wrought pandemic, widespread economic hardship caused many banks to tighten their standards across all credit classes of… Read More ›

Loan Officer Survey Highlights Gaps In Mortgage and Construction Loan Demand

The theme of the latest Senior Loan Officer Opinion Survey reflecting banks’ lending practices, in the first quarter of 2020, is one that is echoed in other reports produced by organizations in the financial services sector. Amid the continuing efforts to slow the spread of COVID-19, focusing on existing assets and clients is more important than expanding balance sheets to… Read More ›

Demand for Construction Loans Slowed at End of 2019

The Federal Reserve’s latest Senior Loan Officer Opinion Survey contains the reported lending practices, as of the fourth quarter of 2019, of 80 large domestically chartered commercial banks and up to 24 large U.S. branches and agencies of foreign banks. The questions that comprise most of the survey are those relating to Commercial & Industrial (C&I) loans, Commercial Real Estate… Read More ›

Multifamily Six-Year Streak of Gains Ended in 2018

For only the second year since the Great Recession, multifamily unit completions declined in 2018, according to NAHB analysis of the latest annual multifamily data from the Survey of Construction (SOC). As is typical, the number of multifamily units completed for rent exceeds the number of units completed for sale (92% rental share). In 2018, the number of units completed… Read More ›

Senior Loan Officer Opinion Survey: Multifamily Lending Market Neutral Conditions

The Federal Reserve’s latest Senior Loan Officer Opinion Survey contains the reported lending practices, as of the third quarter of 2019, of 80 large domestically chartered commercial banks and up to 24 large U.S. branches and agencies of foreign banks. The questions that comprise most of the survey are those relating to Commercial & Industrial (C&I) loans, Commercial Real Estate… Read More ›

Senior Loan Officer Opinion Survey Asks Banks About Standards Since 2005

The Federal Reserve’s latest Senior Loan Officer Opinion Survey shows an array of responses on the lending practices of various banks as of the second quarter of 2019 among various loan classes. The three main categories of these loans are residential real estate loans, commercial & industrial (C&I) loans, and commercial real estate (CRE) loans. In this quarter, the survey… Read More ›

Lending Conditions Tighten (But Less than Expected)

The recently released results of the Federal Reserve Board’s quarterly Senior Loan Officer Opinion Survey (SLOOS) show some tightening of lending conditions in the first quarter of 2019. While many banks reported that their standards in approving applications for credit cards from individuals or households tightened somewhat, overall, the tightening was not as much as they had anticipated, when they… Read More ›

U.S. Banks Report Expectations of Tightening Standards on Loans in 2019

Latest data from the Federal Reserve Board’s quarterly Senior Loan Officer Opinion Survey (SLOOS) show recent lending policies of eighty large domestic banks and twenty-four U.S. branches and agencies of foreign banks. The survey’s respondents reported, on the whole, that they tightened standards on Commercial Real Estate (CRE) loans and did not change the standards applied to Commercial and Industrial… Read More ›