Tag Archive for ‘bank lending’

U.S. Banks Report Expectations of Tightening Standards on Loans in 2019

Latest data from the Federal Reserve Board’s quarterly Senior Loan Officer Opinion Survey (SLOOS) show recent lending policies of eighty large domestic banks and twenty-four U.S. branches and agencies of foreign banks. The survey’s respondents reported, on the whole, that they tightened standards on Commercial Real Estate (CRE) loans and did not change the standards applied to Commercial and Industrial… Read More ›

Bank-Holdings of Consumer Credit: All of the Eggs are in One Basket

The Federal Reserve Board recently reported that consumer credit outstanding rose by a seasonally adjusted annual rate of 7.3%, $246.5 billion, in April 2015. Consumer credit outstanding now totals $3.385 trillion. For the first time in 13 months and the second time in 87 months, the monthly growth rate of revolving credit outstanding outpaced the increase in non-revolving credit. Revolving credit outstanding… Read More ›