Tag Archive for ‘ADC’

More Growth for AD&C Lending

The volume of residential construction loans expanded 3.2% during the second quarter of 2016, marking 13 consecutive quarters of growth. Tight availability of acquisition, development and construction (AD&C) loans is a limiting factor on home building growth, but easing credit conditions and a growing loan base will help expand residential construction in a thin inventory environment. According to data from the FDIC and NAHB analysis,… Read More ›

Credit Standards on AD&C Construction Lending: A Tale of Two Sectors

According to NAHB’s Survey on Acquisition, Development & Construction Financing, residential real estate builders and developers reported that credit conditions for acquisition, development, and single-family construction (AD&C) loans were easier in the second quarter of 2016 than in the first quarter of 2016. Hence the NAHB net tightening index dropped from its level in the first quarter. Following 5 consecutive… Read More ›

AD&C Lending Continues to Grow

The volume of residential construction loans expanded 3.8% during the first quarter of 2016, marking three consecutive years of growth. Tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction, but easing credit conditions and a growing loan base will help expand the residential building market. According to data from the FDIC and… Read More ›

Banks Report Continued Tightening on Multifamily, AD&C Loans

Credit standards on loan applications for commercial real estate loans (CRE), which includes land development and construction, multifamily, as well as nonfarm nonresidential loans, tightened over the first quarter of 2016. Moreover, the pace of tightening in each of these types of CRE loans has progressively grown over the past year. More specifically, banks indicate that tightened lending standards over… Read More ›

Eye on the Economy: AD&C Loan Expansion Points to Building Growth

***Eye on the Economy is a biweekly survey of NAHB’s economic and housing analysis. The rebound of home building has been slowed, in part, by the tight availability of acquisition, development and construction (AD&C) loans. However, easing credit conditions and a growing loan base should help expand the residential building market. According to NAHB analysis of FDIC data, the volume of… Read More ›

AD&C Loan Growth Signals Expansion for Home Building

The volume of residential construction loans outstanding expanded 4.5% during the final quarter of 2015, marking the 11th consecutive quarter of growth. Tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction, but easing credit conditions and a growing loan base should help expand the residential building market. According to data from the… Read More ›

Growth for Residential AD&C Loans

The volume of residential construction loans outstanding expanded 3.9% during the third quarter of 2015, marking the tenth consecutive quarter of growth. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential construction loans made by FDIC-insured institutions… Read More ›

NAHB Survey Finds AD&C Lending Standards Easing

Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans. On net, 30.3% of survey respondents indicated that overall lending standards on AD&C loan availability had eased in the third quarter of 2015. In the second quarter, a net share of 30.7% of survey respondents said that lending standards had eased. Since the index… Read More ›

NAHB Survey Finds AD&C Lending Standards Easing

Builders and developers continue to report easing credit conditions for acquisition, development, and construction (AD&C) loans. On net, 30.3% of survey respondents indicated that overall lending standards on AD&C loan availability had eased in the third quarter of 2015. In the second quarter, a net share of 30.7% of survey respondents said that lending standards had eased. Since the index… Read More ›

Steady AD&C Loan Growth

The volume of residential AD&C loans outstanding expanded 4.7% during the second quarter of 2015, marking the 9th consecutive quarter of growth. The tight availability of acquisition, development and construction (AD&C) loans has been a factor holding back a stronger rebound in home construction. According to data from the FDIC and NAHB analysis, the outstanding stock of 1-4 unit residential construction loans made by… Read More ›